Public Liability Insurance For HGV Drivers
Public Liability Insurance for HGV drivers is essential for running a reputable and compliant business. This insurance protects you against claims for personal injury or property damage sustained by third parties arising from your business activities.
We highly recommend that all our HGV driver clients have public liability insurance, whether they are LTD company drivers or self-employed. Did you know that having Public Liability Insurance is one of the key factors in demonstrating that you are trading outside of IR35?
Having this insurance not only protects third parties but also makes your services more appealing to haulers and agencies. When combined with other factors, it demonstrates that you are an independent company and not an employee of the agency or haulage firm.
With over 10 years of experience in representing HGV drivers and the Transport and Logistics industry, we understand the importance of public liability insurance for LTD companies, regardless of the trade you work in.
We are committed to ensuring your compliance and providing reminders for your public liability insurance expiration.
Public Liability Insurance Renewal
When you renew your public liability insurance policy we require you to send us a copy of your certificate to keep your records up to date.
This means we can recommend you to the agencies and haulage companies that still employ Limited-company HGV or LGV Drivers. Many of whom we carry out payroll and compliance checking services for.
Currently, we recommend Simply Business to provide public liability insurance for Ltd company HGV Drivers however, as long as you are adequately covered, you can use any insurance provider of your choice.
How much does liability insurance for a HGV driver cost?
The price you pay for liability cover will depend on a few key factors, basically what you do, where you do it and how much of it you do, combined with information regarding any previous claims experience will be the main factors influencing your premium but for many the cost may well be lower than you think.
HGV Driver Group always recommends you get your HGV Driver public liability insurance for a minimum of 1 million pounds cover, which any broker will be able to provide you with. For a competitive and quick quote head over to Simply Business, who provide a wide range of business insurance for ltd companies and many other types of business.
Let us know in the comments who you tend to use for your HGV Driver public liability insurance policy to help others make their choice.
Be Part Of the HGV Driver Group
We carry out a wide range of accountancy services for the Transport and Logistics’ Industry.
Like us to take care of your tax return? Need advice on whether to become VAT registered? Perhaps you are an agency that wants to continue employing LTD Company HGV Drivers and want to use our fee payer payroll services to do so.
Whatever your accountancy needs get in touch with the team that understands your trade.
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